Mortgage refinance
Compare interest rate and APR, points, closing costs and the new loan term. Ask how long it may take for any payment savings to recover the refinance costs. A lower payment over a longer term may increase total interest.
Over 20 years of mortgage & business-loan experience
Mortgages &
Business Loans
Your prime answer. Your prime solution.
Buy a home. Refinance with confidence. Take your business forward. Prime Options & Solutions knows where to look—and helps you search for the best available deal for your goals.
Competitive options. Personal guidance. No guaranteed rate or approval.
Experience that works for you
The right questions.
The right places to look.
We’ve been doing mortgages and business loans for over 20 years. We bring the experience to understand your goals, know where to look and help you compare available financing—not simply chase a headline rate.
Whether your priority is an affordable home payment or room for your business to grow, we’ll focus on what matters: your budget, the total cost and a loan structure you understand.
Prime Options & Solutions will help you find the prime answer and the prime solution for what you’re looking for.
Buy a home
A home loan that fits your life.
First-time home buyer or ready for your next home? Let’s look for a competitive mortgage deal with a payment, down payment and closing costs that work for your budget.
- First-time home buyer loans
- FHA, VA and conventional mortgage options
- Self-employed and bank statement options
Refinance your mortgage
Look beyond the rate. Find the right fit.
Looking for a lower mortgage rate, a more manageable monthly payment or cash-out refinancing? We’ll help you compare available options against your current loan—not just an advertised rate.
- Rate-and-term refinance
- Cash-out refinance and home equity options
- Fixed-rate options and loan-term comparisons
Finance your business
Your next move deserves the right financing.
Small and mid-size business owners need funding that fits their cash flow. Whether you’re seeking working capital, funding equipment or planning an expansion, we’ll look for competitive business loan options for your situation.
- Small business loans and working capital
- Equipment and business expansion financing needs
- Term-loan and business line-of-credit comparisons, where available
A better comparison starts here
The best deal is more than the lowest rate.
Business financing
Compare total repayment, fees, repayment frequency, term length, collateral and personal-guarantee requirements. A low advertised rate may not reflect the full cost or fit your business’s cash flow.
Rates and lending conditions change. Ask for current options based on your credit, income, equity or business finances; no specific market rate is advertised here.
Your financing questions, answered
Can you find me the best mortgage or business loan rate?
Our goal is to find a competitive option that fits your needs from the options available to us. We cannot guarantee the lowest rate in the entire market. Your rate and terms depend on lender requirements, your finances and market conditions.
Is now a good time to refinance my home?
That depends on your current loan, available terms, closing costs and how long you expect to keep the loan. We can discuss a comparison of your existing mortgage and available refinance options rather than assume refinancing will save you money.
Can I explore options if my credit score is between 500 and 700?
Yes, you can discuss your situation with us. A credit score alone does not determine eligibility. Income, debts, down payment, property details and lender requirements also matter; approval is not guaranteed.
What should I have ready for a business loan conversation?
Start with your funding goal, requested amount, time in business, revenue and existing debts. Financial statements, tax returns and business bank statements may be requested later through an appropriate secure channel.
What should I have ready for a mortgage conversation?
Your home-buying budget or current mortgage statement, estimated property value, income and approximate credit score are a useful start. Do not send Social Security numbers or full bank account information by text or ordinary email.
Prime Options & Solutions
Let’s find your prime solution.
One conversation about your home, your business and your next step.
Call 347-500-7197